- Kaiser Permanente:
Kaiser Permanente is a front runner in the field of health insurance, providing medical services through its managed care organization and the network. You will be able to choose from a variety of plans that offer the option of using a health savings account (HSA) in Kaiser Permanente coverage area.
Pros:
First class customer service
Health savings account
Cornucopia of health plans
Con:
Limited coverage
- Blue Cross Blue Shield:
The Blue Cross Blue Shield (BCBS) Association is among the most excellent insurance providers that provides private health insurance in more than 190 countries, including the United States. BCBS offers coverage in almost all the states in the U.S. and a wide range of plans are available to choose from.
Pros:
Easy accessibility
Various policy options available
Con:
unsatisfactory customer satisfaction ratings
- UnitedHealthCare:
UnitedHealthcare (UHC) is one of the largest health insurance companies in the U.S., whose members can have easy access to online wellness programs and 24/7 medical services. In addition to the extraordinary online services, UnitedHealthcare also excels at financial strength ratings.
Pros:
Sophisticated network
Developed online services
Con:
unsatisfactory customer satisfaction ratings
- Aetna:
Aetna is household name and one of the largest health insurance companies in the U.S., that provides nationwide health plans. It is also a well-received insurer in states such as Delaware, West Virginia, and Washington D.C.
Pros:
Nationwide coverage
Sophisticated wellness programs
Con:
unsatisfactory customer satisfaction ratings in some states
- HCSC: Best for HMO Plans
Founded in 1936, Health Care Service Corporation (HCSC) has been providing services to states such as Illinois, Montana, New Mexico, Oklahoma, and Texas. HCSC also does a great job in terms of financial strength rating.
Pros:
Financial stability
Outstanding online health programs
Con:
Limited coverage areas