Pregnancy is a joyous thing, but it comes with quite a lot of expenses. And if care is not taken, you might end up spending a fortune that could have been avoided with careful planning. From prenatal, to antenatal and even post-natal, pregnancy takes a chunk of the couple’s finances. However, some sure tips will save you some extra cash during pregnancy.
The moment you confirm that you are carrying a fetus; you should start putting away some part of your weekly income so that it would have accumulated over a period. This will come in handy at a time when the woman is not capable of contributing to the finances again. Preparation should take the form of planning for every stage of the pregnancy till childbirth.
Get some used maternity clothes
Deciding to buy new maternity clothes is quite expensive. It gets even worse when you realize that you are not going to be wearing such clothing again until another pregnancy comes. The most you can wear maternity gowns for is 6 months. Who knows when you will be having another baby? However, you can take the cheaper option of visiting garage sales to get used maternity clothes. If you feel this is beyond you, you can humbly ask your friends for theirs if they are the same size as you.
Save money on insurance
There is the option of taking up insurance. Understand the intricate details of your insurance plan and ask questions if things are not clear to you. Be aware of which procedures are covered by your unique insurance package and how it affects your care provider. Do not forget to also seek for special insurance packages that will be helpful for you and the baby.
Engage in work from home schemes to earn extra income
Saving money does not simply mean keeping what you already have. By seeking for means to improve your financial standing, you are invariably saving money. Your employer may take some pity on you and establish a work from a scheme for you to earn extra income rather than just sitting at home doing nothing. Money earned is as good as money saved.
Opt for breastfeeding
Breastfeeding comes at little or no cost and is way cheaper than baby foods. The most you are going to pay for is a lactation consultant. The longer you decide on taking the breastfeeding option, the more money you can save for other expenses. Do this for up to five months before introducing supplements; you would have saved much than you ever imagined.
Avoid the urge to buy anything and everything
Pregnancy plays tricks on women; you crave for what you won’t end up eating. You want to buy all the toys for the yet unborn child. Understandably, you want the best for the child. However, this should not be to the detriment of your savings.