What help can you get from federal or local government?
In spite to the federal eviction moratorium that expired on Dec. 31, 2020 issued by the Centers for Disease Control (CDC) and the U.S. Department of Health and Human Services, many other eviction moratoriums have been put in place by state and local governments or National Low-Income Housing Coalition. Check with your local housing department to see if these policies are still available.
What kind of rights do you have as a renter?
To begin with, you might be recommended to check your lease thoroughly with your landlord and figure out what kind of rights do you have as a renter. Local governments may also provide tenant protections that you can make use of for the time being, so don’t forget to take the opportunity and make detailed investigations.
- Talk to Your Landlord
Negotiate with your landlord and promise you have tried your best to fulfill your obligations as a rent so as to meet the criteria of the eviction moratoriums. Discuss with your landlord as to whether deferred payments, flexible payments or security deposit payments are possible for you.
- Find Local Assistance
If the negotiation with your landlord did not work well, you can also turn to federal, state, and local resources for help. If you have any corona-incurred financial difficulties, some local assistance should be available. Fannie Mae’s Disaster Recovery program, for example, provides services such as housing counseling and housing referrals or expert intervention. Besides, state-based programs, United Way’s 211.org and the National Low Income Housing Coalition can also provide a lot of resources for you to tap, so remember to check the latest updates on all the assistance you are likely to get.