Both Texas and California can be a great place to live. They are both the largest states in the U.S. …Read More
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How to save for an Emergency Fund?
There is no doubt having emergency fund is necessary for each individual. However, even people have realized the importance of …Read More
Why Should I Pay Myself First?
“Pay yourself first” is a common financial term you may heard many times from your financial advisor. It refers to …Read More
What is Pay Yourself First?
“Pay yourself first” is a financial strategy which refers to consistent savings or investment prior to other activities after you …Read More
Credit & Banking
What Is an ABLE (Achieving a Better Life Expectancy) Account?
The ABLE account is a saving account based on the Achieving a Better Life Experience Act (ABLE Act) that aims …Read More
Will credit card companies cut credit limit without warning?
Have you ever had a time when you were trying to pay something with your credit card and noticed that …Read More
What if your credit card limit is lowered?
There are several reasons that your credit card issuer decreases your credit limit. Many new users find it has been …Read More
What you should know about Census Scams?
What is a census scam:
The United States Census is a decennial census mandated by the U.S. constitution to investigate the …Read More
Why You Should NOT Save Too Much For Retirement?
You may have been told by you parent or friend to always plan ahead for your retirement. Some media also …Read More
Are You Saving Too Much For Retirement?
As people reached their middle age, they may start thinking whether they are able to save enough money for their …Read More
Should you delay retirement because of covid-19?
2020 is the year when people concern about the economic impact of COVID-19 and future uncertainty more than ever. Many …Read More
Do you know the semi-retirement life?
Semi-retirement means a certain period of time when you work and enjoy retirement at the same time and the work …Read More
What is the tax cuts and jobs act?
The Tax Cuts and Jobs Act was passed and signed into law on December 2017 has made markable changes to …Read More
What is IRS Form 1041?
Form 1041 is the U.S income tax return form which particularly for estates and living trusts. To get this form, …Read More
Do I have to pay taxes for pension?
Most pension plans meet the requirements of Internal Revenue Code 401(a) and Employee Retirement Income Security Act of 1974, which …Read More
How much do you know about tax relief?
In the United States, tax relief mainly refers to a government program or policy initiative that is created to lower …Read More
Best life insurance for children in 2020
1. Mutual of Omaha
It is quick and easy to sign up for the insurance policy of Mutual of Omaha, which …Read More
The Best Health Insurance Companies of 2020
Kaiser Permanente is a front runner in the field of health insurance, providing medical services through its managed care …Read More
Life insurance for your children
Reasons to buy life insurance for a child?
Reasons for buying life insurance for children vary. Some parents think it can …Read More
Best health insurance options for single parents
Medicaid is a federal and state program in the U.S., designed to provide assistance to the poor with medical expenses. …Read More
What is private equity?
Private equity (PE) is a type of investment which consist equity securities and debt in private companies which are not …Read More
What is a non-security?
Non-securities are also called real assets. Unlike stocks and bonds, non-securities are not traded on a public exchange. Usually, non-securities …Read More
What to do before or in a market correction?
In the financial market, a correction means a fall in stock prices either regionally or globally. Typically, short-term declines in …Read More
How to diversify your portofolio?
Diversification is a strategy to spread your investment around and to have a diversified portfolio that contains stocks, fixed income, …Read More